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Super Fast & Reliable

The First Non - Custodial Lending & Borrowing Protocol on XRPL

Lend, Borrow, And Earn Securely On XRP Ledger. Simple. Transparent. Decentralized.

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$XPF Presale

$XPF is the utility token of the XpFinance Ecosystem. Hold $XPF to earn a percentage of platform fees and also participate in governance

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Total Raised0 XRP
Presale Price1 XRP = 200XPF

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About Us

Xpfinance is a decentralized, non-custodial lending and borrowing protocol built specifically for the XRP Ledger (XRPL).

Designed with transparency, efficiency, and user empowerment at its core, Xpfinance allows you to seamlessly lend and borrow crypto assets through peer-to-peer or liquidity pool models.

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Lenders

Deposit your XRP, RLUSD, and other approved digital assets into liquidity pools or directly fund borrowers. Earn passive income through interest paid by borrowers.

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Borrowers

Obtain secure, overcollateralized loans directly from lenders or liquidity pools, enabling flexible financial solutions with clear terms.

Whether you're new to crypto or a seasoned investor, Xpfinance makes decentralized finance (DeFi) simple, secure, and accessible.

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How It Works

With 3 easy steps you can start borrowing and lending

Deposit & Earn

Deposit XRP or supported crypto into liquidity pools and earn interest effortlessly.

Borrow XRP or RLUSD Easily

Access secure, overcollateralized loans with transparent rates and terms.

Receive XPF Coins

Your deposits generate XPF coins tokens representing your deposited assets. Redeem or transfer them anytime.

Features

Building the future, one feature at a time

Permissionless Liquidity Pools

Permissionless Liquidity Pools

Anyone can launch and manage their own liquidity pools effortlessly.

NFT Bonds

NFT Bonds

Innovative NFT-backed loans providing liquidity secured by unique, redeemable NFT that can be traded easily.

Overcollateralized Loans

Overcollateralized Loans

Secure, permissionless lending powered by robust smart contracts.

Fully Non-Custodial

Fully Non-Custodial

Complete control over your funds Xpfinance never holds your assets.

Transparent Community DAO

Transparent Community DAO

Fair distribution of XPF tokens powers a community-governed ecosystem on XRPL.

Token Utility & Governance

Token Utility & Governance

Stake XPF tokens for enhanced security & participate in DAO governance through voting.

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Tokenomics

XPF Token Overview

Name

Xpfinance

Ticker

XPF

Decimals

6

Total Supply

200,000,000 XPF

NB: Team tokens are vested transparently

Issuer Address:

rBkgW1AnZVLsabCSjLWmWGQ8bafvEbFHM6
Set Trustline
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Token Distribution

Presale30%
Public Sale20%
Liquidity Provision20%
Airdrops & Marketing20%
Team Allocation10%

Roadmap

Our Journey To Greatness

Q2, 2025

Project Announcement & Website Launch, Litepaper & Documentation Release, XPF Token Launch

Q3, 2025

DEX & Tier 2 CEX Listings, CoinMarketCap & CoinGecko Listings, Testnet Launch, Community AMAs and X Spaces

Q4, 2025

Mainnet Deployment, Tier 1 CEX Listing, Continued Ecosystem Expansion

Trusted Partners & Featured In

Our Team

A seasoned team with deep expertise

In decentralized finance, fintech innovation, committed to delivering user-friendly and secure DeFi solutions on XRPL.

© 2025 Xpfinance. All rights reserved

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